“Politics is the art of the possible, the attainable — the art of the next best”
Overview of Policy Questions
--Chancellor Otto von Bismarck, 1867
"We ask you, the citizens of this country, the responsible and thoughtful doctors, the hospital administrators, all those who face this challenge of educating our children, finding work for our older people, finding security for those who have retired, all who are committed to this great effort of moving this country forward: come and give us your help."
BLUF: This essay picks up where two others ended: thoughts on health-care and its insurance and thoughts on reforming the Affordable Care Act . First is the G.O.P. take on the A.C.A. replacement as per the National Review. and the Democratic view of that law by Representative Mike Doyle (D-PA).
- http://www.nationalreview.com/article/445598/house-republican-obamacare-repeal-replace-bill-conservative-health-care-reform
- http://nedmcdletters.blogspot.com/2017/01/letter-135-letter-to-president-trump.html
- http://nedmcdletters.blogspot.com/2012/05/letter-56-thoughts-on-health-care.html
Please note that the discussion below assumes that one has read the article by G.O.P. Representatives McCarthy (CA) and Black (TN); it is link with the third bullet-point above. This essay was drafted before I was able to read the C.B.O. report.
Introduction
I find the whole subject of health-care to be overwhelming. The basic difficulty is that we are reforming a system of insurance -- based on corporate provided health-care coverage -- that was, at its origin, a make-shift compromise to avoid a large strike in WWII by increasing workers' wages in kind through the provision of health insurance and thus not busting through wage freezes.
Overview of Policy Questions
The cerebral spit-balls that follow below are to be enjoyed, deployed, destroyed or simply ignored. They attend to the following issues (which I view as) confronting health-care:
- manufactured under-supply of M.D.s to drive up compensation, particularly of specialists;
- excessive expectations of what minimum health-care should be;
- unnecessary costs of bureaucracy and regulatory paperwork;
- redundant service intermediation and provision costs;
- punitive monetary settlements for mal-practice suits;
- for-profit medical care provided selectively;
- outrageous pricing schemes of pharmaceuticals;
- abuse of emergency and intensive care services; as well as,
- high end-of-life costs in the final six-to-twelve months.
Discussion
Personally, we need to start from scratch to construct an easily understood and maintained system. There are basic questions we have to answer as a society.
- Is health-care a right or a luxury?
- Does health-care insurance cover morbidity risk only or does it extend to health maintenance and pharmaceuticals?
- Should health-care insurance include end-of-life costs, particularly in the final year?
- Should the U.S. system, as reformed, emulate those of other developed countries, especially in the emergence of mandatory licensing laws to bring down the costs of new drugs from monopolistically forbidding pricing levels?
- Should health-care insurance impose behavioral constraints or penalties?
These are not easy questions and they have never been fully debated. Senator Sanders and President Obama deserve credit for trying and making progress. For me, at least, health-care insurance:
- should be a limited right inured to the American people;
- should include $1,000 worth of annual maintenance through tax credits or vouchers to every American;
- should, in the case of specific hazards (e.g., potential contagion), be available to anyone inside the U.S., whether documented or not;
- should be single-payor only for catastrophic health re-insurance (i.e., a deductible of $10-15,000);
- should be left to the individual or family head to decide for the purchase of the intermediate layer with appropriate tax relief for affordability;
- should include home hospice or institutional hospice care for those with a prognosis of one year or less to live;
- should not exclude those with pre-existing conditions (i.e., payments for which are picked up in the catastrophic reinsurance);
- should impose certain penalties for those indulging in behaviors previously identified as high-morbidity (i.e., excessive drinking, drug use, smoking, unprotected sex, avoiding vaccinations, etc.);
- should exert the power of the Federal government to stop the run-away pricing of established drugs (e.g., generic drugs, cornered by companies, jumping 10-15x in price);
- should exert the power of the Federal government to accelerate supply of vitally needed new pharmaceuticals through compulsory licensing to meet volumes demanded at a sustainable profitability;
- should not conflict with public policies or rights previously identified and open to interpretation (e.g., prohibiting payments for abortions); as well as,
- should NOT include extraordinary measures to revive or prolong life, transplants and other very expensive procedures except for congenital defects or care for the young (i.e., under 21 years old) or precedent extraordinary events reasonably determined (i.e., man-made or natural catastrophes).















